Best Financial Planning Apps & Softwares That Will Make Your Life Easier

financial planning

Money management and financial planning are the two most crucial aspects of life. If you do not plan and secure your money for the times of need, then all your earning are only a waste. For example, you might be living your life to the fullest with your hard-earned money, but you suddenly need financial support for some medical purposes. If you see no money left with you in that condition, then whatever efforts you put into earning that money were of no use. That is why experts say that you should financially plan your life and then securely move forward. So that in the time of need, you won’t have to look at others for money requirements. 

But the question is, how can you plan your expenses and set your budget? If you do that manually, you might make mistakes that can leave you in stressful situations. So we have bought some software and apps for financial planning that will help you by making the procedure smooth and easy for you. 

  • Quicken

financial planning

The best part of this tool is that it is available for both desktop software and an app. So your work is made easy, as you can use it anywhere, anytime, and on any device. It is one of the most reputed tools for personal accounts management. You can manage your budgets, accounts, bills, and investments on this software/app. 

  • Pear Budget

If you are new to this, then you need software for financial planning that is simple and sorted. With Pear Budget, you can track your expenses quite easily. Its spreadsheet-based format helps you in keeping a record of all money flow. The only drawback you might find in this is that you have to enter all the details manually, and they can be altered as well. But if you trust yourself, then it is the best tool to start with. 

  • Personal Capital

financial planning

If you often find yourself checking how your future financial planning is going on, this tool will help you make your work easy. It analyzes your current financial situation and compares it with your money goals. It will also help you examine your asset allocations so you can see which of them are working in favor of you, and manage accordingly. 

  • Buddy

Another great name in the list of financial planning software for beginners. You can set up a new account on this within minutes and start with your tracking of money-flow. The most attractive thing about this is that it can help you bu generating various kinds of reports on your expenses and earning. So your management becomes easy. 

  • YNAB

financial planning

The abbreviated name of this software stands for ‘You Need a Budget,’ which almost clears its usage. You can manage your monthly budgets on it in a very convenient manner. Also, the software links your bank accounts with it, so you do not need to add entries manually. With the tutorial that comes with it, you can get started anytime and maintain your budgets. 

Conclusion

There are several other financial planning apps and software available in the market. But you will not find even one of them as convenient and quick as the ones mentioned above. So start using them to make your life simple and financially secure.Â